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Author: CCH Editorial Staff
Description: When the markets take a significant battering for an extended period of time, individuals who are close to, or in, retirement suffer serious—if not permanent—damage.
The current economic downturn has resulted in losses of substantial value of most retirement accounts, contributing to the decline of individuals’ retirement savings by more than 40 percent in many cases. Those individuals not nearing retirement age should also take heed of the recent economic meltdown, learning lessons of diversification both in terms of investments and investment/retirement savings vehicles.
This course will examine how income from different types of retirement vehicles are taxed, as well as the different tax strategies that may help individuals and retirees rebuild their retirement savings after their serious market downturn has reduced their retirement portfolios. The role of Social Security and pension plans in planning for retirement is also discussed.
Topics covered in this course include:
- Stocks and stock losses in a down market
Annuities
- 401(k)s
- Traditional IRAs
- Roth IRAs
- Saver's credit
- New retirement savings initiatives
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Course Details:
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Price: $48.00
Field of Study: Taxes
Prerequisites: Basic understanding of retirement vehicles
Level: Intermediate
Advanced Preparation: None
CTEC course number: 1075-CE-7171
Course was last updated on: 02/09/10
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Library:
Learning Center Core
Technical Requirements: To view and print downloadable content files available in this program, you will need Adobe Acrobat Reader. You can download the free Reader plugin at Adobe's website by clicking on the icon below, then following the instructions for installation on your computer.
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| Credit Available For: |
Units |
| CPE |
3.0 CPE |
| QAS |
3.0 CPE |
| CFP® (Accepted by the CFP Board) |
1.0 CPE |
| CTEC Federal |
3.0 CE |
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Note: Recommended CPE credit is based on a 50-minute hour. Participants earning credits for states that require self-study to be based on a 100-minute hour will receive half the recommended CPE credits for successful completion of this course.
Since Continuing Professional Education requirements vary from state to state and are subject to change without notice, please contact your state board of accountancy for information on your CPE requirements and the applicability of this course to meet those specifications.
CCH has been approved by the California Tax Education Council to offer courses that provide federal and state credit towards the annual "continuing education" requirement imposed by the State of California. A listing of additional requirements to register as a tax preparer may be obtained by contacting CTEC at P.O. Box 2890, Sacramento, CA, 95812-2890, toll-free by phone at (877) 850-2832, or on the Internet at www.ctec.org.
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